Flood Insurance
Stay out of deep water with a flood policy
Homeowners policies and Businessowner policies do NOT cover you in the event of a flood.
A flood by definition is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: overtopped levees, outdated or clogged municipal drainage systems and rapid accumulation of rainfall.
Flood Maps have been created to show different degrees of risk for your community. These flood maps help determine the cost of flood insurance. The lower the degree of risk, the lower the flood insurance premium.
If you have a mortgage and your property lies in a designated flood plain, your lender will require this coverage before your loan is approved.